About Us

PHC Holding Group, LLC was formed in 2009 to develop a chain of 100+ pawn shops in the Southeast. PHC has an experienced management team led by Eddie Scoggins. Mr. Scoggins has over 30 years of experience running sub-prime lending businesses throughout the US and England. Mr. Scoggins formerly ran a 535 store chain of payday loan businesses that led to a partnership with and an eventual sale in 1999 to Advance America, the largest payday lending company in the country. In the past six years Mr. Scoggins was involved in the formation of Valued Services, a subsidiary of Compucredit (CCRT). Mr. Scoggins was engaged as COO and was involved in three separate acquisitions in transactions that totaled millions of dollars and over 500 store locations.

Most recently Mr. Scoggins was a partner in a small pawn chain that he developed for Check Into Cash, the second largest payday lender in the country. Mr. Scoggins also has an extensive history running and owning other sub-prime businesses such as small loan stores, rent to own, buy here pay here car lots, and check cashing stores. PHC’s management team demonstrates a high level of commitment to the pawn business and the desire to locate and acquire quality pawn stores.

Recent Acquisitions

Loftis Jewelry and PawnbrokersIn May of 2009 PHC acquired Loftis Jewelry and Pawnbrokers in Springfield Missouri, a 12,000 square foot facility with over $2.5 million in sales and stable management which fit perfectly into PHC’s vision of the future of the pawn industry. Estimated to be the largest single pawn store in Springfield, MO, Loftis is a three generation family business. The company is a premium retailer and pawner of quality items such as jewelry, guns and hard goods.

"Working with Eddie Scoggins and the Powell's has been an absolute pleasure. There were no surprises and because of their experience in pawn, they knew what they were doing and caused little disruption in my store. I highly recommend that if you are thinking about selling your pawn shop, you contact these guys first." - Doin Loftis, Founder of Loftis Pawn and former President of the National Pawnbrokers Association

Dan’s Discount Jewelry and Pawn storeIn November of 2009 PHC acquired all four Dan’s Discount Jewelry and Pawn stores located in Lexington KY, Winchester, KY and Georgetown, KY. Dan’s Discount Jewelry and Pawn has operated in Kentucky since 1993. These stores employ over fifty highly trained sales people and pawnbrokers and are located in desirable retail locations. These well run and profitable stores are the largest in the Lexington area and will provide a strong foundation for future growth in this geographic area.

"The sale of my four stores went surprisingly smoothly. Eddie and his team were very professional and knowledgeable and we got through the sales process painlessly and quickly. I would recommend PHC to anyone who is looking to sell their pawn business.” - Dan Merryman, Owner of Dan’s Discount Jewelry and Pawn

 

 

Current Locations


Dan Discount Jewlry
SmartPawn

6301 Troost Ave.
Kansas City, MO 64131
846-523-2274

 

2100 Chesnee HWY
Spartanburg, SC 29303
864-582-0899

 

Atomic Pawn

530 Foothills Plaza
Maryville, TN 37801
865-681-4200

2907 Tazewell Pike
Knoxville, TN 37918
865-686-0300

8843 Kingston Pike
Knoxville, TN 37923
865-670-1445

 

 

Loftis Jewlry and Pawnbrokers

410 West University
Springfield, MO 65807
417-866-4635

 

Piazza Pawn and Jewlers

2554 Woodson Rd.
St. Louis, MO 63114
314-427-2277

 

David's PawnS Shop

1425 Cherry Road
Rock Hill, SC 29732
803-328-0761

 


328 E. New Circle Road
Lexington, KY 40505
859-455-9858

2233 Versailles Rd
Lexington, KY 40504
859-254-7765

130 N. Broadway
Georgetown, KY 40324
502-696-9667

623 East Main Street
Frankfort, KY 40601
502-875-2899

102 W. Lexington Ave.
Winchester, KY 40391
859-737-2274

 

SharpMart

5609 Preston HWY
Indian Trail Shopping Center
Louisville, KY 40219
502-653-4490

 

 

 

 

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